EU · UK · US · Financial Services AI
When your model-risk team asks whether the credit or fraud model still matches the approved use, what do you hand them?
Not last cycle’s validation report. The use that is live now.
RiskLine records the approved use of each model, tracks material change against it, and keeps dated proof for model risk and compliance.
CRO · Model risk · Compliance
- 01Use approved
- 02Model retrained
- 03Decision path changed
- 04Accepted
- 05Use approved
Proof
Walkthrough in production
No financial-services systems are seeded yet. Ask for the walkthrough and tell us which model to show.
Request this walkthroughWhat your buyer asks
Three questions. Three things you should be able to hand over.
Is it still the approved use?
What you hand over
The model, the approved use, and the population it is allowed to score.
Who accepts a model change?
What you hand over
A named model-risk or compliance owner before a new version is used for a decision.
How would you know it left the envelope?
What you hand over
Performance checks against the approved thresholds, and a record when a decision path changed.
Why now
Snapshot assurance does not survive a live system.
Models move between validations
A retrain, a new feature or a vendor change can alter a decision path long before the next validation.
Regimes overlap
EU AI Act, DORA, UK model-risk expectations and NIST AI RMF mappings are all asked about in the same review.
Second line wants current proof
Model risk and compliance ask what is running now, with an owner and a date.
What we verify
Selected obligations → controls → evidence
Written for buyers in the EU, the UK and the US.
| Obligation | Example control | Evidence |
|---|---|---|
| EU AI ActCreditworthiness and certain insurance uses | The approved use and population are recorded; applicability is a documented decision. | Use record, classification output, ruleset version. |
| DORAICT risk for in-scope financial entities | Third-party model and vendor dependencies are listed with an owner. | Dependency record and last review date. |
| UK model riskPRA and FCA supervisory context | A material model change is accepted by model risk before live use. | Change log with acceptor and decision. |
| NIST AI RMFMapping US buyers already use | Performance limits for the approved version are checked in use. | Threshold results and incident record. |
Named because buyers already ask about them. This is not a DORA audit, not a supervisory opinion and not legal advice. Does not certify compliance.
30-day pilot · optional
If you want to go further, start with one meaningful system.
1–3 AI applications or workflows · 5–15 agreed controls · continuous verification · exception and evidence review · executive findings. No promised legal outcome.
Scope and controls
Agree the systems, the control set, and what “verified” means for each.
Wire verification
Connect classification context and verification checks to the live estate.
Run and exceptions
Continuous checks surface exceptions; owners review and remediate.
Evidence pack
Hand over timestamped findings your buyers can actually read.
Request the walkthrough
Want to see this for Financial Services? Tell us who you are.
No pilot needed. Tick the box only if you want to talk about one.
FAQ
Straight answers
Is this model validation?
No. It records approved use and tracks change against it. It does not replace independent validation.
Do you provide a supervisory opinion?
No. RiskLine is advisory and does not certify compliance or opine on supervisory expectations.
Is there a demo for this industry?
Not yet. The healthcare demo shows the same evidence chain. Request the financial-services walkthrough below.
Another industry?